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How to Navigate Through the Process of Foreclosure
Your home is most likely the biggest asset you own. If you are in the process of a losing it (foreclosure), then you know it is more than just a financial loss. It is like losing a family member. photo...
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Why Living on a Budget is Like Climbing a Rope (in CrossFit)
When you tried to live on a budget for the first time, did it work perfectly? Or maybe you attempted to climb a rope in a CrossFit class for the first time. Did you make it to the top on the first try?...
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Mutual Funds 101: What the Beta Are You Talking About?
Follow @robertjacobs01 Diversification, S&P 500, Dow Jones and the beta are terms related to investments. They sound fancy and sophisticated, but really they are not. photo credit: SalFalko via...
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Men, Women, and Money: How to Navigate Through Conflict
Did you know men and women are different? I am not talking about anatomy, I am referring to how we both relate with money. photo credit: Ed Yourdon via photopin cc Opposites attract, or at least that...
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What Are Debt Collectors and How to Combat Them
Most debt collectors have these two qualities: They are not very nice They lie If you or someone you know is being harassed by a debt collector, it is vital that you know how to combat them. photo...
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5 Ways to Get Rid of Financial Lifestyle Creep
The more money you make, the more you spend. Does this statement hold true for you? Are you suffering from “Financial Lifestyle Creep?” photo credit: Philip Taylor PT via photopin cc What is “lifestyle...
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3 Mindsets You Must Have to Build Wealth
Being in the right frame of mind is a must before you begin to build wealth. Why is that? It is because personal finance is more about behavior than the math. photo credit: Psychology Pictures via...
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Personal Financial Problems: Use a Financial Coach to Manage the Crisis
Behind on your bills? Are debt collectors calling? Are you facing foreclosure or possibly bankruptcy? Maybe this doesn’t apply to you, but you may know a family who is. Personal financial problems can...
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Find Your Passion, Is it Leadership? Financial Coaching? CrossFit?
Having a passion can be a ticket to success no matter what it is. You don’t have to limit yourself. I have multiple passions which include leadership, financial coaching and the fitness program called...
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3 Tips on How to Get Your Free Spirit Spouse Onboard With a Financial Plan
Do you fight about money with your spouse? Is your spouse a free spirit where math and budgets don’t resonate with him or her? Do you need help on how to get him or her onboard with your financial...
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Winning with money: 3 keys for married couples
Money problems can cause plenty of fights in marriages including divorce. If your spouse and you can do three key things, then you can win with money and strengthen your marriage. Understand each...
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NEW CONCEPT IN personal finance: paying attention
Personal finance is more about behavior than the actual math. Many first time clients of mine claim they have a budget, yet they don’t follow it. That is how most people in America approach their...
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10 Things that will keep you stuck in financial neutral
Most self-made millionaires became wealthy by doing smart things with money. Many Americans are broke and stuck in financial neutral. That is because they do stupid things with money. If you do these...
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The Power of Money Habits
Try these two in 2016 “Habits make change possible by freeing us from decision-making and from using self-control.” Gretchen Rubin Habits determine how successful we are or how bad we fail. Developing...
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The 6 Keys to Winning with Money
Winning with money doesn’t happen overnight nor is it easy. However, with the right components and the right attitude, it can be done and you don’t need a six figure salary. 2013 is nearly here, there...
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Are You Teaching Your Kids How to Handle Money?
Follow @robertjacobs01 How are you handling your money? Good, bad? Children learn from their parents. Most likely, they will handle money like you do. They watch everything we do. So if you answered...
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When is it ok to file bankruptcy?
When is it ok to file bankruptcy? For convenience? Because it is creates a clean slate? Bankruptcy is a scary thing, so be careful when considering to file. photo credit: SalFalko via photopin cc Those...
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The Zero Based System is the Only Way to Budget
Follow @robertjacobs01 Wouldn’t it be great if congress had a balanced budget? A balanced budget means income minus outgo equals zero. Another term for a balanced budget is zero based. Although...
View ArticleHow to turn $4000 into a $17,000 loss in 5 Years
Most Americans today either have an auto loan or an auto lease. They do so because they don’t do the math. A $4000 down payment on an auto finance deal can easily turn into a $17,000 loss. People...
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What to do about debt collector calls
Follow @robertjacobs01 Debt collectors are ruthless. They harass the crap out of you until they get what they want, your debt payment. They can be rude and they break the law. So what can you do about...
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Who else wants to be debt free?
Back in 2007, My wife and I had financed a 50 inch plasma television, a mattress, and not to mention large payments on a Toyota Camry and 4-Runner. We wondered why we couldn’t save money. Then the...
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7 Ways to Beat Financial Stress
One of the top reasons for divorce is financial stress due to the inability to manage money. Don’t let money problems take your marriage (if you are married). photo credit: puck90 via photopin cc...
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If you don’t have life insurance now, you may hate yourself later (after...
If you died today, would your family be ok financially? If not, then if you don’t have life insurance NOW, you WILL hate yourself later. photo credit: eliot. via photopin cc Is there someone who...
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Five Spending habits that will make you wealthy (over time)
How do wealthy people get wealthy? One common trait among the rich is that they have good spending habits. If you want to be wealthy, then you need spend your money wisely. photo credit: Tax Credits...
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Why I Got Out of Consumer Debt
When I initially got on the financial plan that led us out of consumer debt, my first intention wasn’t really to become debt free, it was to get a better handle on money. Back in 2008, my wife and I...
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Why 5 out 4 Americans can’t do math in personal finance
Repossessed automobiles, foreclosed homes, and bankruptcies are extreme examples of why 5 out of 4 Americans can’t do math in personal finance. Of course the statement “5 out of 4” doesn’t make sense,...
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